The Different Types of Travel Insurance Policies

When it comes to travel insurance there are two main types of policies. The first are single trip policies, these only cover one trip per policy taken out. The second type of policies are annual multi trip policies. These cover a traveller for every trip made over the course of a year.

A single-trip policy is best for people who know they will only be taking one holiday over a 12-month period. So its recommended for most travellers who are taking just one overseas trip a year. Where as annual cover is suited for heavy travellers who know they will be making multiple journeys over the course of the year.

A competitive, single-trip policy costs a lot less at £4.11, when compared with annual cover, which starts at around £25. However, if you know you will be making more than one trip abroad then annual insurance might be cheaper than buying several single trip policies, especially if you are going long-haul.